INVESTMENT POLICY

ESTABLISHMENT OF INVESTMENT OBJECTIVES FOR EVERY CLIENT

The most important aspect of establishing a client’s objectives is to listen—to ask thoughtful questions and to listen. We sit down with our clients face to face to understand what they want their wealth to accomplish for them, for their family and for future generations of their family, and we help them establish objectives based on their unique circumstances and lifestyles. Factors we consider include risk tolerance, time horizon, return objectives, tax situation and unique preferences. Knowing our clients gives us the ability to maximize their chances of success on their terms.

COORDINATION WITH OTHER PROFESSIONAL ADVISORS, AS REQUESTED

We take a partnership approach with our clients and their trusted advisors—legal counsel, accountants and others on their financial teams – to maintain a holistic and accurate picture of the client’s overall wealth, which is vital in guiding them to make good financial decisions.

INDIVIDUAL MEETINGS FOR EVALUATION OF INVESTMENT PERFORMANCE

We don’t just meet with our clients one time and they never hear from us again. We communicate regularly with our clients, providing accurate, transparent reports on the performance of their investments, keeping them apprised of changes in the market and consistently reevaluating each plan to ensure it adapts to the client’s changing needs, goals and objectives. We know that life can be unpredictable, and we are here to help clients navigate the many changes life can bring.

At CapWealth, we are active managers, which means we remain tuned into market analysis and execute ongoing research to know exactly what securities to buy, sell and hold—all in an effort to consistently outperform market benchmarks. We apply this knowledge to each of our client portfolios, ensuring appropriate balance of the investments within each account to achieve the client’s objectives. For example, there are times when certain holdings grow so much that it creates an imbalance in the portfolio—we understand the opportunity this presents and have the market knowledge necessary to make the right decisions in properly balancing the account.

We believe in giving our clients the most accurate, transparent, honest and thorough financial information concerning their accounts. Through our quarterly reporting, our clients not only get a regular recap of how their investments are doing, but they also receive in-depth insights from our leadership team on the market, the economy, key investments and other information that keeps them informed on their investments and the state of the financial marketplace.

CapWealth does not sell insurance products, but we recognize insurance is an important element in financial planning. With a deep understanding of each client’s overall financial picture, we can serve as a resource, in partnership with their insurance agent, to choose the most appropriate coverage to manage risks that threaten their financial success.